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No matter whether you are a scholarship recipient or not, our suggestion is to make Japan Post Bank account when you arrive and as time goes on, you can open other ones. The process of opening a bank account takes less than an hour with no fees or minimum savings. However, everything must be done in Japanese. When you first arrive, you will need to come to the office and submit your residence card (在留カード) so they can take the bank forms for you to fill up at home and you will only need to submit it to the bank when you come.
One important thing to note is that Japan bank account does not immediately come with a debit or credit card. To apply for those, you will need to make another application for it.